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At its March 15 meeting, the Federal Open Market Committee did what many expected: raised the target federal funds rate to between 0.75% and 1%. The 25-basis-point increase was in line with market expectations and reflected “the economy’s continued progress toward the...

A recent study on Safeguarding our Seniors conducted by Allianz indicated that elder financial abuse is becoming more commonplace and appears to be greater than we thought in both scope and impact.  This latest study also exposed the damaging effects of abuse extend...

There are numerous prognosticators purporting extreme valuations by the so called “perma-bears” who tend to cost investors more than they save them by warning of a doom and gloom market scenario.  We have indeed seen valuations run up to the latest forward PE ratio on...

It’s been a few years now to get familiar with the Medicare payroll tax and surtax that went into effect at the beginning of 2013. If you need a reminder, taxpayer with modified adjusted gross income (MAGI) of $200,000 for individuals or $250,000 for couples filing...

Caregiver Stress can be tough and it’s important to be aware of caregiver burnout. As a caregiver, you must take care of your own physical and mental health in order to provide quality care. ​ ​Caring for a loved one with dementia can take a physical and emotional...

There’s no doubt about it. Filing for Social Security can be daunting. There are several factors to consider: What age is best to file? Are there benefits to waiting until after full retirement age? 70? Should you claim on your spouse’s record first? Can you still do...

Whether you're in your 20s or your 50s, there are steps you can take to help ensure a comfortable, secure retirement.​As the saying goes, “Life is short, eat dessert first” but when it comes to planning for retirement, viewing your life from the end and planning along...

Many homeowners and several of our clients over the years have raised the question on paying down debt with extra cash or other liquid investments.   It really all depends on a few key questions. First, what type of debt and what is the interest rate?  Typically...

Americans are living longer, and that means a higher chance of requiring long-term care. Retirement is a major milestone that brings many life changes. One thing that doesn't change for most people: the fear of running out of money. According to the Transamerica...

National authors William Strauss and Neil Howe who are mostly credited with originating the name in 1987, define Millennials as born between 1982-2004.  Strauss and Howe ascribe seven basic traits to the millennial cohort: “special, sheltered, confident,...